Ownership Costs

EVs cost $150 to $550 more to insure, but fuel savings of $1,140+ win. Our EV insurance cost vs gas Canada guide compares 5 provinces for Canadian drivers.

EVs cost C$1,275/year to maintain vs C$1,810 for gas. Our EV maintenance costs Canada scorecard ranks what breaks, from winter tires to salt-seized brakes.

The BMW M5 tops the most expensive cars to insure Ontario list at up to $5,800/year, but a Toyota Highlander rivals a Porsche 911. See all 15 GTA premiums.

$0 federal carbon tax in 2026, but carbon tax car costs canada drivers face still reach $135/year in Quebec. See your fuel-tax bill in every province.

Quality aftermarket costs about 50% less on RIDEZ estimates. Compare the cost of OEM parts vs aftermarket parts in Canada by vehicle age, plus CAMVAP tips.

Home charging costs $2–$6/100 km vs $11–$14 on fast chargers. See public DC fast charging cost in Canada vs home charging by province, Ontario to Alberta.

Ontario’s overnight plan cuts EV charging to $210/yr (OEB). Compare EV home charging electricity cost in Canada by province, plus Canadian winter tips.

Yes, if your car is 10+ years old. Roadside assistance plans in Canada is CAA worth the annual fee? We compare $75–$240 CAA tiers across Canadian provinces.

Ownership saves ~$5,690 over 36 months. Car subscription vs ownership in Canada which is cheaper in 2026? See breakeven months for Ontario, BC and Quebec.

A sedan saves $700+/yr vs a theft-flagged SUV. Insurance cost by vehicle type in canada sedan vs suv vs truck, with GTA rates and Ontario’s July 2026 reform.