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Ownership Costs

Insurance, financing, maintenance, and total cost of ownership.

True Cost to Own a Compact SUV in Canada vs Compact Car: 5 Hidden Truths

May 22, 2026May 20, 2026 by Jeff Kivlem
true cost own

The true cost to own a compact suv in canada vs a compact car favours the car by $9,500 over 5 years (NRCan + Canadian Black Book 2026 data).

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True Cost to Own a Pickup Truck in Canada: 5 Hidden Truths

May 20, 2026May 19, 2026 by Jeff Kivlem
true cost own

The true cost to own a pickup truck in canada for daily commuting averages $16,740/year — $6,810 more than a hybrid crossover. See the 5-year math.

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True Cost to Own a Used Audi in Canada: 7 Hidden Reality Checks

May 20, 2026May 18, 2026 by Jeff Kivlem
true cost own

True cost to own a used Audi in Canada maintenance and repair reality runs $8,300-$12,700/year past 80,000 km (Canadian Black Book). Worth it?

Categories Ownership Costs

True Cost to Own a Used BMW in Canada for 5 Years: 7 Hidden Essentials

May 18, 2026May 17, 2026 by Jeff Kivlem
true cost own

The true cost to own a used BMW in Canada for 5 years runs $55,900–$73,900 all-in — $15K+ more than Lexus. See the honest CAD breakdown.

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Car Loan Interest Rates Canada 2026: 7 Hidden Best Deals

May 18, 2026May 16, 2026 by Jeff Kivlem
car loan interest

Credit unions beat Big 5 banks by 1.5% on car loan interest rates Canada 2026, saving $4,450 over 5 years. Compare RBC, TD, Meridian, Desjardins rates now.

Categories Ownership Costs

Most Expensive Cars to Insure Ontario: 7 Shocking 2026 Picks

May 13, 2026May 12, 2026 by Jeff Kivlem
expensive cars insure

The most expensive cars to insure ontario drivers face in 2026 top $4,800 in GTA premiums — Lexus RX 350 leads. See the full ranking for Canadian buyers.

Categories Ownership Costs

Extended Warranty Canada Worth It? 7 Critical Hidden Truths

May 11, 2026May 9, 2026 by Jeff Kivlem
extended warranty canada

Extended warranty canada worth it? For 70-80% of buyers, no — F&I markups hit 300% over wholesale. See when the math flips for Canadian drivers.

Categories Ownership Costs

Maintenance Cost of AWD Systems in Canada: 7 Hidden Critical Budget Shocks

May 7, 2026May 6, 2026 by Jeff Kivlem
maintenance cost awd

The maintenance cost of AWD systems in Canada what owners forget to budget adds $3,750 over 5 years (CAA 2026). See the 7 hidden line items now.

Categories Ownership Costs

Depreciation of 3 Row SUVs in Canada Over 5 Years: Best Smart Buy

May 5, 2026May 4, 2026 by Jeff Kivlem
depreciation row suvs

The Toyota Highlander Hybrid leads depreciation of 3 row suvs in canada over 5 years at 60% residual—Canadians save $5,000+ vs Ford or Chevy rivals.

Categories Ownership Costs

True Cost Luxury Car Canada: 7 Hidden Expenses Crushing Owners

May 1, 2026April 29, 2026 by Jeff Kivlem
true cost luxury

True cost luxury car canada owners pay hits $199,920 over 5 years vs $86,650 for mid-range — a $113,270 hidden penalty Canadians underestimate.

Categories Ownership Costs
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